Tools To Grow Your Income, Wealth, & Financial Confidence
Hello, my name is Tinika Bell. I am a Flint, MI native and a University of Michigan – Ann Arbor graduate (Go Blue!). Growing up in the Flint Community Schools as a kid, financial literacy was not a topic on our curriculum. Nor did I grow up in a family who regularly spoke about their household finances. Going off to college, I did not fully understand the financial responsibility of have 10 credit cards at 19 years old. lol Well, I created Tinika’s Corner to change that narrative.
Tinika’s Corner is a place to expand your financial literacy beyond a checking account.
Here at Tinika’s Corner, we are passionate about financial literacy. Financial literacy is not just your basic checking and savings accounts, it also includes investments. Your financial portfolio should also include life insurance, real estate, a 529 for your child and/or a stock portfolio to fund your retirement.
You can expect to learn about investing, side hustles and building generational wealth.
We are here to teach you how to build your personal portfolio for a stronger financial future.
For example:
- How to start your brokerage account on a budget.
- Why you should diversify your portfolio (real estate, stocks, cryptocurrency, etc.)
- What types of investments are right for you.
- How to build passive income while working a 9-5
Financial literacy should be fun!
In my experience, one of the primary reasons people struggle with their finances is because they do not fully understand how money works. They avoid asking questions to avoid the embarrassment of not knowing something.
As a financial coach, I am here to help answer questions, learn what your financial goals are and help you move forward confidently. It is okay to ask questions! In my experience, having fun while learning anything is the best way to retain the information. Do NOT be embarrassed if something doesn’t make sense right away; you are not alone on this financial journey!
Let’s get started with getting more money in your pocket.
Disclaimer: This information is for educational purposes only. I am not a financial advisor.
Insights to elevate your financial confidence and unlock your potential.
Find Out Where You Need to Start
Before you know where you’re headed, you need to figure out where you are. What are your financial aspirations? How will you get there? You can take some simple steps to get started and move in the right direction. Knowing where you want to go is half the battle.
Budgeting
By making a list of your financial goals, you can prioritize and tune into what’s most important to you. It also helps you stay accountable—whether it’s saving for a house down payment or paying off student loans, having a written plan will keep you on track every step of the way.
Saving
All you need are a few simple steps to save for life’s big moments. First, choose a specific savings goal (travel, home improvements, retirement, etc.). Set a deadline to hold yourself accountable. Then, open an account and start making regular contributions (take advantage of automatic deposits and/or direct payments from your paycheck). The best part? It’s super easy! And with savings goals, you’re more likely to stay motivated than if you were saving without one.
Passive Income
Building a passive income can help you achieve financial freedom, be it freedom from worrying about the future or freedom to live the life you want to. The best way to ensure your financial future is to build a stream of passive income that works in tandem with your primary income.
Generational Wealth
If you want to leave a lasting legacy for your family, it takes time and discipline. But remember: It’s not just about money — it’s about the values that are passed along with the wealth. To build generational wealth, you’ll need to instill these habits in your children and grandchildren by modeling them yourself.
Investments
Any time you’re starting something new, it can be intimidating. That’s why we want to get you started off right with our tips on how to build a solid portfolio. First things first: don’t let concerns about the economy or market performance scare you away from investing. Remember that investing is an ongoing process that provides opportunity for your money to grow over time (even in times of trouble).
Cryptocurrency
Cryptocurrency for beginners. If you’re new to the cryptocurrency world, there are plenty of things to learn and it can be confusing at first. Thankfully, it’s pretty simple to learn the ropes. You can start investing in cryptocurrency by completing simple research.
My Specialties
I consider myself a life-long student. However, I know a thing or two about financial literacy, investments and side hustles. I pride myself in learning from other people and sharing what I know with whomever wants to know.
Side Hustles
Side hustles can be endless! However, to be successful in building one (or two or three) you have to have some form of passion or interest in what you are doing.
Investments
You can NEVER go wrong with choosing to invest. The key is to only invest what you can afford to lose and to research before choosing what to invest in.
Financial Education
Financial literacy is a life long event. Things are always changing and you should consider yourself a “forever” student. None of us have all the answers.